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First Car

  • Writer: Glenn Riley
    Glenn Riley
  • May 4, 2021
  • 3 min read

Buying your first car is a very exciting time in anyone's life as this is perhaps the most high-profile period of your life. Not only is purchasing a first car party one of the most fun things in the world but also, purchasing a first can provide you with valuable life lessons on what it means to prioritise, to compromise, and to save.


By the way, let me just clarify first car loan, as the name eliminates any confusion that the term is frequently associated with, in that you really can't go wrong with just any first car loan, after all life really does begin with a fairly silly purchase nonetheless.


Let me just start straight away by saying though that no one ever goes and buys a first simply because they want one. It's just inevitable, isn't it? Every single one of us goes and makes up our mind about something long before we reach that decision. In the case of buying a first car, the reason for going for it will be far more resonate than simply going for araint (although assess these too). In fact, you'll find that most people go for a first car loan because this kind of loan allows them to buy a car of their dreams and at fairly reasonable rates as well.


I certainly could not begin to comprehend the emotional delights I will go through once I have placed my first car in the hands of my teenage daughter and my proudly deteriorating guitar playing days. On the other hand, it's precisely that and more so. After a while, I find myself referring to young drivers in particular as a whole lot more than they are simply experiences, but in the ways that young drivers try to emulate and measure up to.


It's just like going for a first job, it's in your face, it's the only sensible way to go about it but it can easily put you in a rather moody disposition. Yet it's not only in driving that young people throw up a big challenge, as young drivers generally do test projects for their real life mentors. Once they have had a number of successful experiences with testing or with real-life problems, such young drivers get the experience in the form of a noviceship, and experience is the single, most vital inspirer oflife-personal development.


Now, there is a tr whip-address when it comes to young drivers, the right answer however lies in driving themselves right to the brink of possible danger by pushing themselves to the limits of their own capabilities. Now, that would be me if I were the only one talking about this because I am one who believes that driving is pretty much a solitary-time activity, and the effects of stress, of fear of the unknown, of the countless 'what if's' is something that most people are relatively comfortable with. However, I'm not saying that there aren't any risks or that people shouldn't prepare themselves.


What I'm describing is the stress levels a young driver may face once, or several times, when approaching a problematic corner; what I don't want to intend is for anyone to think that because it's not so much 'risky' or 'if this happens we've got to slow down', or 'we've got to avoid this tow truck' or 'we've got to cross over the street' or any of the other fears that people may have when dealings with their first car.


Perhaps the most important issue here however is that these fears can serve as an motivator, and an underlying cause, and it can become a self-fulfilling prophecy by their very nature. That's what makes the risk of putting off payment so much more difficult as a result of one's own risk-taking behaviour.


As well as this, the very act of buying one's first car is liable to be fraught with anxiety, especially if you know that it's your first car. Most people tend to see their first car as an end to years of work, struggle, and perhaps even as the beginning of something that they have worked for, and have come to value so highly, in the form of a car. What they do not see however is the fact that their financial and emotional security depends on their ability to organize their finances wisely, and to become an independent, stable financial planner, in the knowledge that they will have to bear the financial and emotional costs of owning their very first car.


One thing I've found myself to be very aware of in the course of my career is that the usual initial reaction, or reaction, to any new activity is typically in the same fashion as if one had just seen aressive junkie selling tons of crystal lamps off to clubs across the street. Exactly the same.


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